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Powering the Revolution of Money

Next-generation future-proof blockchain technology enabling universal digital currencies payments including CBDC and stablecoins using one platform with dual offline capability, cross-chain interoperability, programmability and a superior level of resilience
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Fluency’s Thought Leadership yields involvement in the creation of the World’s Key CBDCs and payment systems

At Fluency, we’ve been driving cutting-edge research and AureumTM capabilities, partnering and engaging with leading central banks, financial institutions and policy makers around the world as their thought partner

Advising the US Federal Reserve on the design of B2B payments in the United States

We are a part of the US-Federal Reserve’s FedNow℠ Service Provider Showcase supporting organizations implement instant payments

Advising the European Central Bank on the design and distribution of a potential digital euro

Advising the Bank of England on the challenges of designing, implementing and operating digital pound

Aureum fulfils the G7 principles for retail Central Bank Digital Currencies (CBDCs)

Aureum is a universal next-generation digital payments blockchain network, built from the ground up bridging CeFi and DeFi. It is the world’s first blockchain based solution capable of achieving all CBDC related requirements, including those outlined by G7 finance leaders
Dual Offline & Off-chain
Designed with dual offline & off-chain capability enabling payments to be executed during natural disasters or other large disruptions
Data Privacy
Transactions are encrypted by default, with settlement details available to be decoded only by involved parties and administrator ensuring compliance with relevant legislations and local laws
With existing and future payments solutions including existing banking systems (eg. RTGS), foreign & synthetic CBDCs, DeFi, stablecoins, NFTs, metaverse, IoT and more
Resilience & Cyber Security
A high-degree of resiliency and fault-tolerance of the platform by providing decentralized, permissioned infrastructure that allows handling of CBDC assets on a shared ledger
Innovative products and services can be built in, including smart-contracts, custodial and non-custodial wallets, zero-knowledge cryptography, decentralized finance and more
Highly scalable performance higher than RTGS systems and DeFI public networks
Unlock the power of next-gen Blockchain
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Start planning now

Start by understanding how things will change and what can be improved across your business. Regardless of your role and how entrenched you are in the existing system, CBDC will hit with game-changing impact—get started today!
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