Powering the Revolution of Money
Fluency’s AureumTM revolutionary CBDC future-proof technology resolves one of the biggest frictions of Web 3.0 uniting CeFi and DeFi
Highly resilient, multi-level permissioned and private DLT network developed across 4 layers of architecture, built specifically to enable CBDCs with full customisation:
- Peer-to-peer validation,
- Online validation by certified third-parties,
- Dual offline functionality (when both payee and payer have no mobile/ internet connection),
- Instantaneous and programmable payments, with privacy by design,
- Double spending protection.
CBDC-ready DLT with smart contracts for wholesale CBDC & automated banking. Enables settlement of multiple CBDCs and other digital currencies on a single, universal platform:
- Real-time cross-border multi-currency payments,
- Offline, programmability, immutability, traceability & interoperability,
- Smart contracts automation, tokenization of private equity,
- Capability to support advance payment types inc. DvP, PvP and M2M.
Fluency’s thought leadership yields involvement in the creation of the world’s major CBDCs and payment systems
Improvement
Advising the U.S. Federal Reserve on the design of B2B payments in the United States
We are a part of the U.S. Federal Reserve’s FedNowSM Service Provider Showcase supporting organizations implement instant payments
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Advising the European Central Bank on the design and distribution of a potential digital euro
We are an appointed member of the European Central Bank Market Advisory Group for the digital euro project
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Advising the Bank of England on the challenges of designing, implementing and operating a digital pound
We are an appointed member of the Bank of England digital pound CBDC Technology Forum
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