Supercharging finance
& cybersecurity innovation

Discover cutting-edge technology solutions for currency, financial systems, data management and cybersecurity using our patented proprietary DLT and AI

Trusted by


Technology transformation initiatives don't have to be costly, late, or ineffective. Our novel technology solutions, broad range of capabilities, exceptional engineers, ecosystem partnerships, and in-depth expertise could benefit your company and help you establish yourself as a leader in your industry

Latest Insights

Insights explore the core themes of our time by providing news and industry reports on the most recent advancements in digital finance, cybersecurity, and AI

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Trusted Partners

Benefit from our global expertise

As we have been expanding cutting-edge research and our technology capabilities, major central banks, governments financial institutions, and corporations from all over the world have partnered with Fluency as a thought leader

European Central Bank

Bank of England

US Federal Reserve


Boston Consulting Group


Integrated Solutions

National Institute of Telecommunications


Bank for International Settlements

World Economic Forum

Talk with our experts

Start by understanding how things will change and what can be improved across your business. Regardless of your role and how entrenched you are in the existing system, CBDCs and AI will hit with game-changing impact. Get started today!

Talk with our experts