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Press Release
June 20, 2022

BLOOMBERG: Fluency declared as a finalist for G20 TechSprint 2022 Global CBDC Challenge

17 June 2022, 09:47 CEST

LONDON, June 17, 2022 /PRNewswire/ -- Fluency has qualified for the final
round of the G20 TechSprint 2022. The G20 TechSprint Initiative 2022 is an
international competition to explore innovation in order to develop
cutting-edge technology-based solutions. It is organised annually by the 20
leading economic nations. This year, the Bank for International Settlements,
together with Bank Indonesia, announced the competition with a view to
future-oriented central bank digital currency solutions. Indonesia currently
holds the G20 presidency and will host the G20 summit in November in Bali.

There was an overwhelming amount of interest in the competition, with many
practical, yet innovative and game changing solutions proposed from teams
around the world. This year's competition pays particular attention to
financial inclusion and aims to identify solutions to enable a greater number
of the population excluded from digital payment transactions to be financially

Fluency's Aureum solution delivers true benefits to society empowering the
unbanked and underbanked, powering inclusive growth in emerging economies by
enabling digital finance access for all, while maintaining regulatory
compliance. It enables inclusive, easy, convenient and affordable CBDC access
for everyone.

Aureum, a next-generation future-proof blockchain technology is designed from
the ground up enabling universal, inclusive, seamless and affordable digital
payments with a superior level of resilience. At its core, is a ledger-stored,
account-based CBDC solution with privacy by design, offline functionality,
cross-chain interoperability and programmability as key features.

Inga Mullins, CEO of Fluency comments "We are thrilled to be shortlisted to
the final round. It's another incredible opportunity to showcase our
innovative solution and its benefits to society. This is a fantastic step
towards our growth in Asia and increased awareness of Fluency as a global
technology pioneer. We look forward to continuing our support with Bank
Indonesia and other central banks globally, in their CBDC exploration and



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