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قوة ثورة المال

Next-generation future-proof blockchain technology enabling universal, inclusive, seamless and affordable digital payments with a superior level of resilience. At its core, a ledger-stored, account-based CBDC solution with privacy by design, offline functionality, cross-chain interoperability and programmability as key features.
Explore AureumTM

Fluency’s AureumTM revolutionary CBDC future-proof technology resolves one of the biggest frictions of Web 3.0 uniting CeFi and DeFi

We enable companies to lead the way in financial services innovation helping clients who want to participate in using new digital currency flows, while getting ready for sovereign CBDC launch. AureumTM enables the movement of money across a variety of payment flows on AureumTM and beyond providing truly universal, inclusive, seamless, near-zero cost transactions while ensuring a superior level of resilience and privacy.
Central Banks & Governments

شبكة بلوكشين خاصة وغير مركزية ومرنة للغاية ومتعددة المستويات ومصممة خصيصًا لتمكين عملات البنوك المركزية مع التخصيص الكامل

حساب CBDC مبتكر مخزن في دفتر الأستاذ ، مع الخصوصية حسب التصميم. الوظائف في وضع عدم الاتصال والتشغيل البيني عبر السلاسل وإمكانية البرمجة والابتكار كميزات رئيسية.

                Learn more Financial Institutions & Enterprises

AureumTM enables facilitating the settlement of multiple CBDCs and other digital currencies on a single, universal platform, improving performance, reducing operating costs and eliminating delays

A marketplace for smart contracts with possibility of implementing: CeFi, DeFi, NFTs, IoT and Metaverse.

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Fluency’s thought leadership yields involvement in the creation of the world’s major CBDCs and payment systems

At Fluency, we’ve been driving cutting-edge research and AureumTM capabilities, partnering and engaging with leading central banks, financial institutions and policy makers around the world as their thought partner
U.S. Federal Reserve System Payment System
Improvement

Advising the U.S. Federal Reserve on the design of B2B payments in the United States

We are a part of the U.S. Federal Reserve’s FedNowSM Service Provider Showcase supporting organizations implement instant payments

 Learn more European Central Bank Digital Euro CBDC Investigation
Project

Advising the European Central Bank on the design and distribution of a potential digital euro

We are an appointed member of the European Central Bank Market Advisory Group for the digital euro project

 Learn more Bank of England Digital Pound CBDC Technology
Workgroup

Advising the Bank of England on the challenges of designing, implementing and operating a digital pound

We are an appointed member of the Bank of England digital pound CBDC Technology Forum

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Aureum fulfils the G7 principles for retail Central Bank Digital Currencies (CBDCs)

Aureum is a universal next-generation digital payments blockchain network, built from the ground up bridging CeFi and DeFi. It is the world’s first blockchain based solution capable of achieving all CBDC related requirements, including those outlined by G7 finance leaders
Dual Offline & Off-chain
Designed with dual offline & off-chain capability enabling payments to be executed during natural disasters or other large disruptions
Data Privacy
Transactions are encrypted by default, with settlement details available to be decoded only by involved parties and administrator ensuring compliance with relevant legislations and local laws
Interoperability
With existing and future payments solutions including existing banking systems (eg. RTGS), foreign & synthetic CBDCs, DeFi, stablecoins, NFTs, metaverse, IoT and more
Resilience & Cyber Security
A high-degree of resiliency and fault-tolerance of the platform by providing decentralized, permissioned infrastructure that allows handling of CBDC assets on a shared ledger
Programmability
Innovative products and services can be built in, including smart-contracts, custodial and non-custodial wallets, zero-knowledge cryptography, decentralized finance and more
Scalability
Highly scalable performance higher than RTGS systems and DeFI public networks
Unlock the power of next-gen Blockchain
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Start planning now

Start by understanding how things will change and what can be improved across your business. Regardless of your role and how entrenched you are in the existing system, CBDC will hit with game-changing impact—get started today!
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